Meet A Statistic

Back in April, I wrote an open letter to the presidential candidates, laying out the issues that were important to me and why. I reminded them of how the middle class seems to be slipping away, and how I worried that my family could face ever harder times if things continued as they were. I wrote:

Despite all of that, I have it pretty good compared to many in this country. We still have food, we still have some luxuries, and we still have our house. As long as my husband isn’t laid off – a real risk we’ve faced three times in the past year – our bills are still paid each month and the needs of our family are met. But there are so many who can’t even provide the most basic needs for their families. Food banks are running out of food because of the growing number of people – even middle-class – who must now turn to them for help. Should my husband be laid off, I could be one of those people, too, depending on charity and the kindness of others to feed our family.

Oh, hi – look at us now. I should go into business as a psychic.

It’s been three months now since Aaron lost his job. In that time, unemployment rates have continued to climb, as have consumer prices on nearly everything. Things in Ohio aren’t so hot, either. The governor just announced another 4.5% must be slashed from the state budget in all departments by the end of this month. You can bet many departments will take care of that with more layoffs, further increasing the competition for jobs.

We never expected to still be without full time employment in September, but here we are. We still have our house, we still have food, and we still have one or two luxuries (like internet, which we actually need for freelance work), but not much else. It feels like we’re stuck in some twisted nightmare. We’re college educated, and we have a lot of work experience – why can’t we find a job?

More resumes have been sent out than we can count, and his suit has been cleaned and pressed for a handful of interviews. The job market is so tight at the moment that employers can be very picky. Often he isn’t considered because even though he has years of experience in his field, his degree in Theatre doesn’t match up with layout and graphic design. Or they question why he’s applying for a job that makes less than he did previously. He’s even tried for a job that only requires lifting things (UPS), but in that case he’s dismissed as overqualified. After all, why would someone who was making so much before this want a dull job making just over minimum wage?

I don’t want this to sound all “poor us”. We will eventually find something. I’m sure of it. In the meantime, resumes keep flying out the door and we’re both working hard on our freelance jobs. But this lack of a full-time job has put us in a rough spot at the moment, and forced us to look at options we would have never considered before.

After three months, our savings are nearly gone, despite being conservative in our spending. The mortgage is due in October, and I’m still not entirely sure how we’re going to cover it. I think we’ll be able to scrape it together, but November will be coming all too quickly. We’ve already had to weigh the costs of taking our child to the doctor versus waiting it out – we did go and it cleared up, but it’s possible we waited too long and Cordy may have a scar on her face from it.

So last month we swallowed our pride and applied for assistance. Cordy and Mira now have health insurance, thanks to SCHIP. (You know, that children’s health insurance program that Congress tried to expand and Bush vetoed.) And after having battle after battle with myself, we now are on food assistance as well.

How do I feel about it? I hate depending on assistance, mostly because I feel there are others who need it more. We’re doing it to buy us more time and protect our daughters’ health. I’ll admit that the food assistance saves us a lot of money, even if I am angry that it had to come to this. And considering that we’re currently making about $1200 a month from our freelance income and unemployment combined, and our mortgage alone is $1100, saving some money on food helps.

I’m reminded by family and friends that it’s OK to ask for help now and then. After all, three generations of my family have paid into the government’s assistance programs without ever needing it, so using a little of that help now shouldn’t bring on waves of guilt. But I still feel so…judged…when I’m buying groceries and the cashier looks at me when I swipe my card and says loudly, “Oh, you’re using food stamps.” It’s an uncomfortable feeling to look at government assistance from the inside, knowing the prejudices you may have held when you were on the outside.

There was a time when I might have judged someone if I saw them buying groceries with food stamps, but now I know that nearly anyone could find themselves in those circumstances if the planets aligned the wrong way. And I’ve heard healthcare workers speaking poorly of a patient at the hospital because they’re on Medicaid, something I could never do. Yes, there are people who abuse the system, but who are we to determine if someone really needs the help or not just by looking at them?

It’s hard to admit, but we are now a statistic. A middle class family now with no full-time employment, on assistance, with the risk that we could lose our house if something doesn’t change in the next few months. Our story is one which so many others in this country could tell – we’re not unique in any way. It’s why this election has become so important to me, why I’m nearly ready to go door to door to campaign for people to vote, and why I feel we all need to look beyond the hype and the superfical issues of this year’s campaign and investigate the issues fully.

Because you never know when you could be the next statistic.



Coins Aren’t For Buying Stuff, They’re For Stuffing Pigs (duh)

It seems some kids grasp the value of money very early. My mom tells the tale of me trying to trade a construction worker a dime in exchange for a quarter when I was only six years old. Apparently I understood the value but assumed that other people wouldn’t realize these pieces of metal were worth something. Oh, I thought I was soooo smart.

Other parents of preschoolers are already dealing with the “I want!” cries and the “Buy it for me!” wails. I’m lucky that, so far, my nearly-four year old has yet to be caught up in the tangle of consumerism. She loves TV characters, but rarely asks for any toys at all. I asked her today – if she could have anything at all for her birthday, what did she want the most? She answered a cake and balloons. I prodded her to think of something else, since those were part of the party anyway, and she finally answered, “A ball.” Nothing big, just a ball – perhaps a soccer ball.

Just because she’s my little anti-capitalist doesn’t mean that I should wait to teach her about money, though. I don’t want her to think that money grows on trees, or in our case, comes from little plastic cards.

Of course, it’s hard to teach a four year old about money. For now, our financial lessons are limited to the “money is how we buy stuff” quality. (We’ll save economic principles and the factors affecting inflation for next year.) I’ve explained that anytime we bring something new into the house, it’s because we used money to pay for it, and that we have a limited amount of money, so we have to choose what we buy carefully.

I wish I could say that it’s sinking in. She is the best coin hunter in the house, turning over couch cushions to find stray change and snatching pennies off the sidewalk. When her grandmother gives her a few coins, Cordy holds them as if they are made out of gold. So you’d think she has the concept of money figured out.

But the little bit of money she possesses will likely not see a storefront for a long time to come. Because all of her money goes into her ceramic piggy bank. This little piggy (a gift from Aunt Dot, of course) has been around since she was a baby, and once she learned that coins could go in the top to “feed the piggy” she began putting every coin she could find into it. Her ceramic porker apparently has quite an appetite, because she wants to feed it every day.

Cordy’s well-fed piggy on the left, Mira’s half-starved pig on the right

I once tried to open her piggy bank in front of her, thinking she would be proud to see all the money she’s saved. Instead, she gasped in horror, urging me to put all the coins back in as fast as possible: “Mommy, we have to feed the piggy! Hurry! He needs coins!” She’s actually filled her piggy bank up once already – I partially emptied it when she was asleep one night, adding the money to her savings account, but left some coins in it so she didn’t think that someone was trying to starve her pig.

So far, I’d call this a success in financial education. She saves more money than I do, and if she keeps this obsession going, she’ll be paying her own way through college. If she ever opens the pig, that is.

I think we’re going to need a bigger pig.

This post is part of what could possibly be one of the coolest Parent Bloggers Network blog blasts ever, sponsored by Capital One. Check out their Moneywi$e eLearning tool for tips on budgeting, saving money, and talking to your kids about money.

The prizes? Try one of three iPhones! Because Cordy will never share her money with me, I’ll need to win an iPhone if I ever hope to get one.



Haiku Friday: It’s Been One Year!

It’s been one year now
since Haiku Friday began
and we’re still going!

I’m so glad that we
could come together for this
fun writing challenge

Thank you to all who
have written haiku and I
hope you’ll continue!

To play along for Haiku Friday, follow these steps:

1. Write your own haiku on your blog. You can do one or many, all following a theme or just random. What’s a haiku, you ask? Click here.

2. Sign the Mister Linky below with your name and the link to your haiku post (the specific post URL, not your main blog URL). DON’T sign unless you have a haiku this week. If you need help with this, please let me know.

3. Pick up a Haiku Friday button to display on the post or in your sidebar by clicking the button at the top.

REMEMBER: Do not post your link unless you have a haiku this week! I will delete any links without haiku!



The Artist, During Her Big Smile Period

self-portrait, in crayon

You’ll note that the artist is keeping her signature style of focusing on faces, but I think you’ll agree she’s added some impressive new detail since her breakout masterpiece, Blob Face in Magna-Doodle, from January, 2008.



Coming Into Focus Again

I’d like to tell you that my depression has magically cleared up, but that isn’t the case. However, I can report that things are a bit better. I’ve spent a lot of time trying to work through my feelings, and after a few calls back and forth with my doctor’s office, I now have my antidepressants again.

My doctor refused to switch the prescription, feeling this med is the best in my case, but she did change it to a twice-a-day pill instead of the extended release version which costs about three times a much. This cheaper formulation is within the reach of our budget – still expensive, but as long as we get insurance soon, we can eat the costs for a month or two. The big advantage of this antidepressant is it works far faster than many of the others out there. Traditional SSRI’s can take up to six weeks to start working, while this one produces notable effects within the first two weeks.

Gotta say, I’m glad to be reunited with my little round friends. I don’t like medicating my problems away, but I’m also not stupid and know when to cry uncle. Last month I faced some extremely dark days that scared me – days when I would be in the car and let my mind wander briefly to thoughts of driving off a bridge or going to sleep and not waking up. Short flashes of thought – not enough to ever consider as intention, but enough to make me take notice. I went back and forth between feeling completely numb or feeling intense despair. My words were too harsh to my daughters, and I could barely look Aaron in the eye. Going to bed was the highlight of my day.

I’m still not feeling anywhere close to “normal” yet, but I am better. Fleeting thoughts of doom still occasionally trouble me, but I can dismiss them and push them from my mind with little effort. My head doesn’t feel so foggy anymore, leaving me more focused. I’m slowly sifting through the jumble of doubts and emotions that this depression has littered my mind with. My family are so, so tolerant of this process, giving me the space and support I need to work this out.

Thanks go to many of you who have provided words of support, too. So many of you left supportive words on my post and in e-mails to me, and I appreciate it so much. Reading each of those reminded me I wasn’t alone, and gave me that extra boost I needed. I’m sorry many of you didn’t get a response from me – after spilling out my feelings in one burst, I couldn’t face discussing it again right away. In general, my Inbox is still a mess of unanswered e-mail and messages with stars next to them, reminders to get back to those particular items. I’ve started tackling some of that mess, and hope to get through the essentials by the end of the week.

If this little space of mine on the internet could provide one nugget of value, it would be to not ignore that little voice in your head that tells you something is off, either mentally or physically or externally in your life. You deserve to feel your best, and anything that gets in the way of that should be addressed.

I’m going to use all the tools I have to get past depression and feel stable again. I’m not looking to be little Miss Sunshine, but I’ll settle for nothing less than Miss Mostly Sunny with Occasional Clouds. My daughters aren’t the only ones who are strong-willed and stubborn – after all, where do you think they got it from?

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